- 4 Dividend Raises
- 3 sources of passive Earnings
- $324.58 from dividends
- 5 shares/items dripped in October
Lastly we see some crimson, then some inexperienced and extra crimson. We obtained a brand new covid and media is consuming it spreading much more worry. Whereas it looks like a extra contagious covid that’s actually not that unhealthy. Viruses wanna survive and mutate. Typically from what I perceive that is what they do – unfold quicker however are much less lethal. Perhaps its a superb factor, all of us get it – get the anti our bodies and transfer on with life.
As for the market properly we’re again to the beginning of November costs. Its all good. In case you are nonetheless within the accumulation part, you must welcome decrease costs. I positively do.
November was a fairly quiet month over right here, not a lot to focus on
- We went to the arcade with the children, performed some video games and skilled an actual digital actuality sport for the primary time, that was cool
- Been watching the The leafs tear it up on the ice. Go Leafs!
- Rocked a candy stache & Raised $380 for Movember this 12 months
- Wrapped up the panorama season formally on Dec 2nd, was one other nice 12 months.
- Booked a visit for the spouse and I to Mexico – First time child free since we had youngsters nearly 9 years in the past
Alright, Let’s Get To Our November 2021 Passive Earnings
Raises or Cuts
- Manulife Monetary got here by means of with a 18% improve. This provides $26.80 in ahead earnings.
- Telus raised theirs by one other 3.94% (2nd of the 12 months) including $11.91 to the earnings.
- Couche-Tard with a monster 25.7% divided elevate, provides $6.12
- Financial institution of Nova Scotia kicked off the banks with a 11% elevate including 42$ to our earnings.
Complete Added Earnings from Dividend Raises in 2021 – $429.09
Was an incredible month on the dividend entrance. Regulators gave the go forward for the Canadian Monetary’s to lift dividends and purchase again their inventory once more. The insurers wasted no time elevating theirs and the banks adopted go well with. Love that couche tard elevate and telus with their 2nd of the 12 months. Implausible stuff. In complete these raises added $86.83 this month.
November 2021 Dividend Earnings
6 Firms paid us this month.
|Shares||November 2020 Earnings||November 2021 Earnings|
|Riocan||31.44 (2 Drips)||offered|
|Extendicare||19.08 (3 Drip’s)||offered|
|Nationwide Financial institution of Canada||25.56||41.18|
|Proctor & Gamble – usd||18.98||20.88|
|Abbvie – usd||82.60||91.00|
|Good Facilities||25.44 (1 Drip)||33.15 (1 Drip)|
|Common Mills – USD||70.38 (1 drip)||72.42 (1 Drip)|
5 shares Dripped in November
A really minor progress fee, however these are all the time our lowest months. They don’t get a lot love. I plan on including to our nationwide financial institution place and probably beginning a place in Air merchandise and chemical substances however apart from that Id love for proctor & gamble to drop in value a bit to develop their place.
In case your try our Earlier Dividend Earnings Studies.
Our Drips (Dividend Reinvestment Program) added $6.32 to our yearly ahead dividend’s this month
Personal Funding Cost – $500.00
Nothing new right here, simply our common month-to-month cost. (I don’t even must edit this half each month) Regular Eddy…….
Photo voltaic Panel Earnings
In October (We all the time receives a commission a month later) our photo voltaic panel system generated 347 kWh. Since we usher in a set fee of 28.8 cents per kilowatt hour, Hydro One deposited $99.42 into our chequing account this month.
Final October the system generated $127.87 I’m not shocked its decrease its been fairly gloomy and moist the final couple months.
Complete Earnings for 2021 – $2,323.64
System Put in January 2018
Complete System Value ——–$32,396.46
Complete Earnings Obtained ——–$9,810.45
Quantity to Break even —- $-22,586.01
Complete November 2021 Passive Earnings – $924
November 2020 Passive Earnings – $ 943.59
A unfavourable progress fee. Principally the distinction in photo voltaic panel earnings. Its all good, we will see I offered a bunch of these month-to-month paying dividend shares so to be even is to not unhealthy.
Totals For 2021
Dividends 12 months To Date Complete – $7,032.62
Different Passive Earnings 12 months so far – $8,496.56
Complete Passive Earnings for 2021 —– $15,529.18
12 months Finish Aim – $17,390.71 ——– %89.29
We needs to be getting 8.3% a month and with 11 months completed we needs to be at 91.3%. Barely behind. Gonna want a robust December however will almost certainly simply miss this purpose.
November 2021 Purchases
We didn’t purchase a lot this month as we targeted on paying off that journey.
Added 45 extra shares of Manulife Monetary. After their strong 18% dividend elevate. I feel rates of interest have to rise a bit to struggle off inflation. This shall be good for insurers. These 45 shares add $59.40 to our ahead earnings.
Added 7 extra xaw to the portfolio as properly.
Including about $3.00 =)
General we added $62.40 to that ahead earnings with these new purchases
Monetary Targets Replace
Enhance Dividends by $1,680.19 this 12 months. (bringing our ahead earnings from dividends to $8,329.13 a 12 months)
- With New Purchases, Drips, and Dividend Raises we continued to develop the dimensions of our dividend Portfolio. Complete elevated to this point in 2021 is $1,471.55 87.58% of our purpose.
Someplace alongside the road I need to of messed this up as our ahead earnings from dividends has now surpassed $8,600 passing the overall I aimed for initially of the 12 months… Guess its a superb downside to have. Woot! Woot!
Etf Month-to-month Minimal Buy of $250
- This month we added 7 extra items of xaw etf.
- Questrade* is nice as a result of it presents free etf trades and cheaper inventory buying and selling choices than most Canadian brokers. $250.00 a month would kill us if we wanted to pay excessive buying and selling charges.
- * Notice the questrade hyperlink is a affiliate hyperlink and at no extra price to you, I’d get a bit cost if you happen to had been to enroll. You could possibly get $50 in free trades through the use of my hyperlink although.
November 2021 Passive Earnings Conclusion
An excellent month to be a Canadian dividend investor. There was a bunch of dividend raises they usually continued to flood into December. These months are all the time the bottom, whereas they aren’t probably the most thrilling they make the subsequent 2 nicer. haha
Hope you all had a beautiful November as properly. Did you do something fascinating? Hows your portfolio performing?
You don’t lose if you happen to get knocked down; You lose if you happen to keep down- Muhammad Ali
Hey I’m Rob, creator of Passive Canadian Earnings.
In 2011 me and my spouse had nearly $60,000 in debt and a unfavourable $7,000 Internet Price. Via laborious work and monetary schooling we paid all that off. Now we’re specializing in rising our Passive Earnings Streams to make the cash work for us. Really feel Free to Comply with alongside the Journey by clicking the Social Media hyperlinks beneath or subscribing to get notified of recent posts on the sidebar.